Brokerage platform essential terms of service legal review

Article posted in 2024-11-29 16:22:00 | VEAT

Law firm Veat conducted a legal review of the terms of service for Company A, a company operating a mediation platform service (hereinafter "the client").

Terms of service are not only essential for platform operation but also an important tool to proactively prevent legal disputes that may arise during service use. Law firm Veat, based on relevant laws such as the “Act on the Protection of Consumers in Electronic Commerce” (hereinafter "Electronic Commerce Act”) and the “Act on Regulation of Standard Contract Terms” (hereinafter "Standard Contract Act”), reviewed the items necessary for platform operation.

Law firm Veat's legal review of the terms of service

Terms of service and detailed guidelines

Mediation platforms often prepare separate detailed guidelines in addition to the terms of service to specify various service conditions and detailed operating policies. However, if the detailed guidelines conflict with the terms of service or the priority is not clear, it may lead to disputes with customers or invalidity of the terms.

In addition, to recognize the validity of the detailed guidelines, it is essential to clearly inform the customer of its contents and obtain consent.

Accordingly, Law firm Veat reviewed whether the client’s prepared detailed guidelines may conflict with the terms of service or cause confusion, clarified the priority of application of each document, and guided on the specific conditions necessary for the detailed guidelines to be legally valid and how the client should comply with them and inform the customer.

Process of concluding contract and necessary items for consent

Reviewed the process by which a contract with a user is made in accordance with the Electronic Commerce Act, with particular focus on the method of obtaining customer consent.

Regulations on customer rejection and service restriction

Reviewed whether the provisions on rejection of joining and restriction of service use stipulated in the terms of service conform to the standards of the Fair Trade Act and the Standard Contract Act, and reviewed the drafting of provisions that present specific and objective criteria.

Refund regulations and disclaimer clauses

It is common for platform operators to include disclaimer clauses to minimize disputes with customers. However, according to Article 7 of the Standard Contract Act, provisions that impose excessive responsibility on customers or provide one-sided exemption to the operator may be deemed invalid. Law firm Veat prepared refund regulations to minimize the client’s losses while ensuring the legitimate rights of the customer, and advised on the prevention of excessive operator disclaimers.

Reflection of the Fair Trade Commission’s recent direction of standard contract review

The Fair Trade Commission (hereinafter "FTC”) emphasizes the fairness and clarity of standard contract terms and strictly regulates ambiguous or one-sidedly disadvantageous clauses. Reviewed the provisions of the terms of service in detail to align with the FTC’s policy on strengthening fairness of standard contract terms and advised on how to flexibly respond to future regulatory trends.

Electronic commerce services like mediation platforms require complex legal review because they are based on the interaction of various stakeholders, unlike general B2C contracts. It is recommended that you have a professional lawyer review the terms of service, which are the most basic legal document that defines the obligations of the service provider and the rights of the user.

Standard contract terms and the Electronic Commerce Act and the Standard Contract Act

The Electronic Commerce Act and the Standard Contract Act serve as important criteria to ensure consumer protection and fair trade.

The Electronic Commerce Act is a law enacted to protect consumers and operators and to maintain a fair trading order by considering the specificities of electronic commerce.

- Obligation of publicity and notification of standard contract terms
The platform operator must clearly publish standard contract terms so that consumers can read and understand them before using the service.

- Regulations on cancellation of contract and refund
Article 17 of the Electronic Commerce Act stipulates the consumer’s right to cancel the contract.

The Standard Contract Act is a law enacted to ensure the fairness of contracts and prevent unfair standard contract terms. The operator must consider the following elements when drafting standard contract terms.

- Prohibition of unfair clauses
The Standard Contract Act deems clauses that are unfairly disadvantageous to consumers, excessively exempt the operator, or restrict consumer rights to be unfair and invalid.

- Prohibition of arbitrary changes disadvantageous to customers
Provisions that allow the operator to unilaterally change the standard contract terms are deemed invalid.

- Method of resolution in case of dispute
The method of dispute resolution and the competent court must be specified in the standard contract terms in advance.

Law firm Veat tailored the terms of service to reflect the client’s characteristics, while also meticulously analyzing the latest trends and regulatory trends of the FTC, and revising ambiguous or unfair provisions of the terms of service based on the provisions of the Electronic Commerce Act and the Standard Contract Act, thereby preventing unnecessary disputes with consumers and contributing to building trust with consumers through systematic operation of the terms and detailed guidelines.

Law firm Veat is a law firm specializing in electronic commerce law and IT legal advice and has extensive experience dealing with legal issues of various platform companies and startups both domestically and internationally. We recommend that you operate a stable and sustainable platform with professionals who combine legal advice and practical experience.

Thank you.
Law firm Veat